Calculate loan EMI (Equated Monthly Installment) online instantly. Works for home loans, car loans, personal loans, and education loans.
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Enter the principal loan amount.
Enter the annual interest rate (%).
Enter the loan duration in months or years.
Works for home, car, personal, and education loans.
See month-by-month breakdown of payments.
See total interest payable over loan tenure.
Instant results as you change inputs.
EMI (Equated Monthly Installment) is the fixed monthly payment made to repay a loan over a set period.
EMI = [P × r × (1+r)^n] / [(1+r)^n – 1], where P is principal, r is monthly rate, and n is number of months.
The basic EMI calculation doesn't include fees. Add fees to your loan amount for a complete picture.
Yes, enter your home loan amount, rate, and tenure to get your monthly EMI.
Our calculator is for fixed rates. For floating rates, recalculate whenever your rate changes.
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Monthly EMI
$20,517
Principal Amount
$1,000,000
Total Interest
$230,992
Total Payment (Principal + Interest)
$1,230,992
Principal vs Interest