Calculate loan payments, total interest, and repayment schedule for any loan type. Fast, accurate, and completely free online.
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Input principal amount, interest rate, and tenure.
Click calculate to see monthly payment and totals.
Review the complete repayment amortization.
Personal, auto, business, and more.
See full repayment cost including interest.
Compare two loan scenarios side by side.
Export repayment schedule as CSV.
Using the formula: EMI = [P × r × (1+r)^n] / [(1+r)^n-1], where P is principal, r is monthly rate, and n is months.
Personal loan rates in India range from 10–24% annually depending on the lender and credit score.
Most loans allow prepayment, but check with your lender for prepayment charges.
Personal loans: up to 7 years. Home loans: up to 30 years. Car loans: up to 7 years.
Yes, higher credit scores often qualify for lower interest rates, which reduces your EMI.
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Monthly EMI
$10,624
Total Interest
$137,411
Total Payment
$637,411