Finance Tools

SIP Calculator

Calculate SIP (Systematic Investment Plan) returns online. Estimate maturity amount, total investment, and wealth gained over any period.

Plan retirement savingsTrack wealth creationCompare investment scenariosVisualize compound growth

SIP Calculator Tool

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How to Use SIP Calculator

1

Enter Monthly SIP

Enter the monthly SIP amount you plan to invest.

2

Set Expected Return

Enter the expected annual return rate (%).

3

Choose Duration

Set the investment duration in years.

Key Features

Accurate Returns

Uses standard compound interest formula.

Visual Chart

See investment vs returns in a chart.

Inflation Adjusted

Account for inflation in projections.

Instant Results

Real-time calculation as you type.

SIP Calculator FAQ

SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly in mutual funds, typically monthly.

SIP returns are calculated using compound interest: M = P × [{(1+i)^n – 1}/i] × (1+i), where i is monthly rate and n is months.

Yes, it uses the standard mathematical formula. Actual returns depend on market performance.

Equity mutual funds have historically returned 12–15% annually in India over long periods.

Yes, enter any duration up to 40 years to see long-term projections.

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